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Libra has been heavily scrutinized by regulatory bodies and financial institutions across the globe since it was first announced back in June and has been dealt a further blow following a meeting of the Federal Advisory Council this month. Members of the council include M&T Bank CEO Rene Jones, KeyCorp’s Beth Mooney, and Brian Moynihan, CEO of Bank of America.
A blockchain is a process which creates a decentralized chain of information that flows from one entity to another. It cuts out the middleman and by doing this, it carries no transaction cost outside of it’s initial infrastructure cost.